Charge Off Removal

Creditors view a charge-off as an indicator that you cannot meet your financial obligations reliably, and they will not give you future credit.

If the debt has been uninvested for 180 days, creditors will charge it off. This means you are no longer responsible for this particular debt as a consumer unless your creditor chooses to work with one of many third-party collections agencies available.

When companies have 30 days to respond to disputes, the charge-off gets removed from your credit report and you can use a Charge off Expert. They will help with all of these challenging tasks that are hard for someone dealing independently.